Yes you can but you will need to convert that to the Metro 2 format. Lucky for you, credit reporting software companies like Datalinx have a process already setup to assist. We have several customers who have decided not to upgrade their current system and instead use a service to convert the data for them. We accept [...]
I have an old Metro 1 file (aka Metro 272), can I still report that to the credit bureaus?
If I report to one credit bureau, will my data show up on all four?
The short answer is no. Each credit bureau maintains their own seperate database of consumer credit information which they use to populate their own consumer credit report. The strength of their database directly impacts the sales of their credit reports and scoring models so it is not always in their best intersts to share the [...]
Welcome to the Datalinx FAQ site!
This is an interactive site to help answer your questions regarding credit reporting and conversion to the Metro 2 format. We’re here to help you learn how to report credit – how to decide if you should use a credit reporting service or if you should invest in credit reporting software. Feel free to post [...]
Why use a Credit Bureau Reporting Service?
Should you purchase credit reporting software or go with a credit bureau reporting service? Before you can answer this question it’s important to understand the difference between the two. Credit reporting software is normally a stand alone product where you enter the account information that you would like to report to the bureaus. Users update the information [...]
